1. Who we are and what this is
In plain words: clipbeep is a marketplace where brands pay you for results you can verify. This document is the contract between you and us.
1.1 clipbeep is operated by Everlancer OÜ, a European Union company registered in Estonia (registry code 17590253, Narva mnt 5, 10117 Tallinn) ("clipbeep", "we", "us"). Our contact address is hello@clipbeep.com.
1.2 These Terms apply to you when you create a clipper account, join a campaign, post a clip, or receive money through clipbeep ("you", "your"). Our separate Terms of Service for Brands govern the brand side. Our Privacy Policy explains what we do with personal data and forms part of these Terms.
1.3 By creating an account you accept these Terms. If you do not accept them, do not create an account.
1.4 We are not your employer, your agent, or your partner. You are an independent creator deciding for yourself what to post, when, and on which of your own accounts. Nothing here creates an employment relationship, and you are responsible for your own taxes and social contributions in your own country.
2. Who can join
In plain words: 18 or over, not in a sanctioned country, one account per person, real identity.
2.1 Age. You must be at least 18 years old. You confirm your age when you sign up, and your identity and date of birth are checked again by our payout partner before any money can reach you. We may freeze payouts until that check is complete. We may close an account if we learn the holder is under 18, and any accrual on that account is handled under section 12 (Voided accruals).
2.2 Where you can be. clipbeep is open worldwide except for jurisdictions and persons covered by the EU consolidated sanctions list, the sanctions programmes administered by the United States Office of Foreign Assets Control, and the UK sanctions list, each as updated from time to time. You confirm you are not a sanctioned person and are not acting for one.
2.3 We may also close specific countries to new clippers, or to payouts, where our fraud statistics for that country make the risk unmanageable, or where our payout partner does not serve it. We will say so on the signup and payout screens rather than letting you find out at the end.
2.4 One account. One person, one account. Do not run a second account to join the same campaign twice, to get around a restriction, or to post from an account you do not control.
2.5 Your posting accounts. You may only post from social accounts you own and control, and you must comply with the terms of the platform you post on. We do not override TikTok, YouTube, or Instagram rules, and we cannot help you if a platform removes your post.
3. What clipbeep actually does with the money
In plain words: the brand's money is already sitting with us before your clip goes live. We hold it for the brand and pay it out to you when you earn it. We are not a bank.
3.1 A brand funds a campaign by depositing money with us before the campaign accepts clippers. That deposit is held by us as the brand's money (client funds) and is recorded as a liability, not as our revenue. Our revenue is the 15% platform fee described in section 3.4 and the brand's subscription.
3.2 When you earn an accrual, we act as agent for you in collecting that amount from the brand's deposited funds. We are the party that pays you, using the brand's money, under these Terms.
3.3 Because the money is deposited before your clip goes live, a campaign cannot go live on clipbeep without funds behind it. This is the point of the deposit and one of the reasons we exist.
3.4 The platform fee is 15% of the gross amount a campaign pays for a result. It is shown on every receipt, before the fact, not netted off quietly.
3.5 We are not a bank, an e-money institution, or a payment institution, and we do not provide payment services to you. We hold and move funds only as an incident of running this marketplace.
4. Campaigns, joining, and posting
In plain words: read the campaign card, it is the deal. Post links you mint on clipbeep are how you get paid.
4.1 Each campaign has a campaign card that states the rates, the caps, the attribution window in days, the platforms allowed, the content rules, and any brand-specific requirements. The campaign card is part of these Terms for that campaign, and where it is more specific than this document, it governs for that campaign.
4.2 When you join a campaign you get a tracked link, and where the campaign uses them, a promo code. Mint a separate post link for each post. If you post without the tracked link or code from that campaign, we cannot attribute the result and you will not be paid for it. This is a measurement limit, not a punishment.
4.3 Do not post the same clip to the same campaign twice to multiply accruals, and do not re-upload another clipper's work.
4.4 A campaign may be open or may require approval. Approval, seats, and any submission review are described on the campaign card. We may hold a post in review before accruals start.
4.5 Nothing on clipbeep is a promise of views, sales, or income. Campaign estimates are estimates.
5. Advertising disclosure: your legal duty, not a checkbox
In plain words: you are being paid, so you must say so, in words, on every post.
5.1 You are paid for the results of your posts, which is a material connection between you and the brand. Both you and the brand carry legal responsibility for disclosing it. This is required by the US FTC Endorsement Guides (16 CFR Part 255) and by EU unfair commercial practices rules, and it is a condition of being paid on clipbeep.
5.2 What counts. A clear disclosure placed where a viewer sees it without tapping
"more". These are accepted: #ad, #sponsored, #paidpartnership, #gifted, or a
plain spoken or on-screen statement that the post is paid.
5.3 What does not count. #spon, #sp, #collab, #ambassador on its own,
#thanks, #love, disclosure buried at the end of a hashtag block, disclosure only in
a comment, or disclosure only in a caption when the claim is made in the video.
5.4 Platform toggles are not enough on their own. TikTok's branded content toggle, Instagram's paid partnership label, and YouTube's paid promotion checkbox are useful and you should switch them on where the campaign asks for it, but you must still disclose in your own words in the post.
5.5 A post that does not disclose properly is a rule breach. We may hold accruals on it, ask you to fix it within 48 hours, refuse to pay it, and in repeated cases restrict your account under section 17.
5.6 If a brand asks you to remove or weaken a disclosure, do not do it, and tell us. A brand instruction never overrides this section.
6. Your content stays yours
In plain words: you own your clip. You give three separate, limited licences. Paid ads are always a separate yes.
6.1 Ownership. You keep ownership of everything you create. Nothing in these Terms transfers copyright in your clip to us or to a brand.
6.2 Grant A: the clipbeep house licence. You grant clipbeep a non-exclusive, worldwide, royalty-free, sublicensable licence to host, store, reproduce, display, and transmit your posted clip and its thumbnail, metrics, and public handle, for the purpose of operating clipbeep, and to show it in our own showcase, case studies, and marketing of the platform. You can opt out of us using your clip in paid advertising for clipbeep by writing to hello@clipbeep.com, and we will stop within 30 days, without affecting your account or your accruals.
6.3 Grant B: the brand licence. For each campaign you join, you grant that brand a non-exclusive, worldwide, royalty-free licence to:
(a) view, share, and link to your post as published;
(b) repost or re-upload your clip on channels the brand owns or controls (its own social accounts, its own website, its own app, its own email and internal decks);
(c) make light edits: trimming, cropping to platform aspect ratios, adding captions or subtitles, and adding its own branding, provided the edit does not distort, misrepresent, or omit the substantive message of your clip, does not remove your watermark or handle where visible, and does not remove or obscure the advertising disclosure.
6.4 Term of Grant B. The brand licence runs for the campaign period plus 90 days after the campaign ends.
6.5 Excluded from Grant B. The brand licence does not cover television, OTT, CTV, cinema, out-of-home or any offline placement, does not cover any paid media spend, and is not sublicensable except to the brand's own agency acting on its behalf and bound by the same limits.
6.6 Grant C: paid amplification, opt-in only. Whitelisting, Spark Ads, Partnership Ads, boosting, or any use of your post or your handle in paid media requires a separate opt-in from you for that specific campaign. The opt-in is a distinct step in the product, not part of joining a campaign and not part of accepting these Terms.
(a) The default duration of an amplification opt-in is 30 days from the date you give it.
(b) It can be extended in further 30-day blocks, each one a fresh opt-in.
(c) Total paid amplification of a single post cannot exceed 180 days without a new opt-in given after that period.
(d) The opt-in step includes the music and rights confirmation in section 7. If you cannot confirm it, the brand cannot run paid amplification on that post.
(e) You can decline an amplification request without any effect on your accruals, your standing, or your access to campaigns.
6.7 When a licence expires. After Grant B or Grant C ends, your original organic post may stay live on your account, and nothing requires you to delete it. From that point the brand must not pin it, repost it, boost it with paid spend, link to it in advertising, or otherwise promote it.
6.8 Moral rights. Estonian law does not allow an author to transfer or waive their personal (moral) rights, and we are not asking you to. Instead:
(a) you consent to the specific kinds of modification described in section 6.3(c), and to your clip being used in the formats and channels described in this section 6;
(b) you consent to your clip being shown without your name attached where the format does not carry attribution, for example inside a brand's own edit or an aggregated showcase;
(c) for as long as that consent stands, you agree not to exercise your personal rights in a way that contradicts it;
(d) you may withdraw this consent for future uses by writing to hello@clipbeep.com, and we will pass the withdrawal on to the brand. Withdrawal does not undo uses already made in reliance on the consent, and does not create a claim for accruals you have already earned.
7. Music and anything in your clip that is not yours
In plain words: if there is a track, a clip, or a face in your video that is not yours, that is your problem to clear, and it becomes everyone's problem the moment paid ads touch it.
7.1 You confirm that you own or have the rights to everything in the clip you post: footage, music, voice, images, trademarks, and the appearance of any identifiable person.
7.2 Platform music libraries generally licence trending tracks for organic posting only. They usually do not cover paid advertising. Running paid amplification over an uncleared track is an infringement, and the bill lands on the brand and on us.
7.3 For that reason, the amplification opt-in in section 6.6 includes a confirmation that the audio and any third-party material in the post is cleared for paid use. If you cannot confirm it, say so, and the post simply stays organic. There is no penalty for saying no.
7.4 You will indemnify clipbeep against third-party claims arising from material in your clip that you did not have the rights to use, and from a false confirmation under 7.3. This indemnity is capped as set out in section 21 for clippers who are consumers.
8. How you earn, and what the ledger is
In plain words: results are counted in our ledger, in cents, and shown to you as they happen. If our number and yours differ, section 15 is how you challenge it.
8.1 Campaigns can pay per verified result: a rate per sale (CPA) within a cap, and where the campaign offers it, a rate per thousand verified views (CPM). Every campaign pays for at least one of those. The campaign card states which, and at what rate.
8.2 Views are counted only where we can verify them through an official platform data source. Where we have no verified source for a platform, views on that platform are not paid and are not displayed as earnings. We only show numbers we have checked ourselves.
8.3 Sales are attributed to you through the tracked link you minted, or through your campaign promo code.
8.4 Attribution window. A sale counts for you if it happens within the attribution window that starts when the viewer clicks your link. The default window is 30 days. A brand may set it anywhere between 7 and 90 days, and the number in force is printed on the campaign card before you join.
8.5 The ledger of record. Our records (clicks, post links, sales, accruals, payouts) are the record of what happened, and they prevail unless there is a manifest error. A manifest error is an obvious mistake that can be demonstrated, for example a duplicate entry, a missing webhook, a wrong rate applied, or a currency or rounding fault. We correct manifest errors in both directions, including in your favour, whether or not you noticed them.
8.6 All amounts are recorded in whole US cents. Fractions are rounded in the way stated on the receipt.
9. Getting paid
In plain words: 7 days to clear, $10 minimum, weekly batches through our payout partner. There is no manual payout button and there never was.
9.1 Clearing. An accrual becomes payable 7 days after it is recorded. That window exists so a refund or chargeback on the underlying sale can be caught before the money leaves, rather than after.
9.2 Minimum. The minimum payable balance is $10. Anything below that carries over to the next batch.
9.3 Batches. Payouts run in scheduled batches through our payout partner. There is no manual payout request and no "pay me now" button. If the payout rail is not yet live for your account or your country, accruals keep accumulating and are included in the first batch after it opens. Your balance page always states which of those two states you are in.
9.4 Payout partner. Payouts are executed by Payoneer. You will need to complete their onboarding, including identity verification. Their terms apply to the transfer itself, their fees and currency conversion are theirs, and we cannot release a payout to an account that has not passed their checks.
9.5 Payment rail holds are outside our control. Our card acquirer and our payout partner may apply rolling reserves and holds to our accounts and to yours. As an illustration of the scale, acquirer rolling reserves in this industry are commonly between 5% and 20% of volume held for 90 to 180 days, and payout partners may hold funds where they have a reasonable suspicion of fraudulent or criminal activity, sometimes without a fixed end date. Where a hold of this kind delays your payout we will tell you that it is a payment partner hold, tell you what we know, and chase it, but we cannot override it and we are not liable for it beyond section 21.
9.6 Taxes. You are responsible for your own income tax and social contributions. We do not withhold on your behalf unless the law requires it.
10. Tax information we have to collect (DAC7)
In plain words: EU rules make us collect and report your tax details. No details, no payouts.
10.1 As an EU platform operator that intermediates services for consideration, we are required to collect, verify, and report seller information under EU Council Directive 2021/514 ("DAC7") and the Estonian rules implementing it.
10.2 You agree to provide, and to keep current: your full legal name, your date of birth, your address, the country you are tax resident in, and your tax identification number where you have one. For business accounts we also need the registration number and VAT number where applicable.
10.3 We may suspend payouts (not accruals) until this information is provided and passes validation. We will tell you exactly what is missing.
10.4 You consent to us reporting this information, together with the amounts paid to you and the number of transactions, to the Estonian Tax and Customs Board, which may share it with the tax authority of your country of residence. Reporting is annual.
10.5 Giving us false tax information is a rule breach under section 11.
11. Fraud: what actually counts as fraud
In plain words: here is the list. We are not going to say "at our sole discretion" and leave you guessing.
11.1 The following are fraud or manipulation for the purposes of these Terms:
(a) bots, automated playback, view farms, engagement pods paid to inflate metrics, or any artificial inflation of views;
(b) click farms, or generating clicks that are not from real people who chose to click;
(c) buying through your own tracked link or promo code, and purchases made by members of your household, your family, or people acting on your behalf;
(d) VPN, proxy, emulator, or geo-spoofing used to make traffic look like it came from somewhere it did not;
(e) incentivised traffic: paying, rewarding, or promising anything to people in return for clicking or buying, unless the campaign card expressly allows it;
(f) cookie stuffing, forced clicks, auto-redirects, pop-unders, or any click generated without the viewer's intent;
(g) posting the same clip repeatedly across accounts or campaigns to multiply accruals, or splitting one post across duplicate links for the same purpose;
(h) posting from an account you do not own or control, or buying an account to post from;
(i) trademark bidding, typosquatting, or impersonating the brand or clipbeep;
(j) false tax, identity, or age information;
(k) any breach of section 5 (advertising disclosure) that repeats after we have asked you to fix it.
11.2 An objective threshold as well. Independently of the list above, we may open a review where sales attributed to you show a refund or chargeback rate above 1% over a rolling 90-day period, measured on at least 20 attributed sales so that a small sample cannot trip it. A review is not a finding. It is us looking, with the process in section 13 applying.
11.3 If you think a campaign or a brand is gaming the system against clippers, tell us. We treat that as seriously as we treat the reverse.
12. Voided accruals (before you are paid)
In plain words: if a result was never real, the accrual never becomes real either. No debt is created.
12.1 Where a result is not genuine, an accrual attached to it is voided and does not become payable. This applies where:
(a) the underlying sale is refunded, cancelled, charged back, or was a duplicate;
(b) the result falls under section 11 (fraud);
(c) the post breached the campaign card or section 5 and was not fixed after notice;
(d) the view count came from a source we could not verify.
12.2 A voided accrual creates no debt. You do not owe us anything. The entry stays in your ledger, marked as voided, with the reason, so the history stays honest.
12.3 Voiding is our correction of a record before payment. It is not a penalty and it is not a set-off. Section 13 (holds) and section 15 (disputes) apply to it.
13. Holds and reviews
In plain words: we can pause a payout for up to 30 days, and we have to tell you why in writing when we do it. One extension, to 90 days, only if we are waiting on a bank or a payment partner.
13.1 We may place a hold on a specific accrual, on a campaign balance, or on an account where we have a reasonable, specific ground to believe section 11 applies, or where a brand has raised a dispute we need to investigate.
13.2 We tell you at the moment we do it, in writing, with the reason, the accruals affected, and what would resolve it. A hold without a written reason is not something we are allowed to do to you under these Terms.
13.3 Maximum 30 days. A hold lasts no longer than 30 days.
13.4 One extension to 90 days, and only where the outcome depends on a third party we do not control: a card issuer, an acquirer, our payout partner, or a law enforcement or tax authority request. We must tell you, in writing, before the first 30 days end, which third party we are waiting for.
13.5 At the end of a hold, the accrual is either released and paid in the next batch, or voided under section 12 with a written reason. It does not stay in limbo.
13.6 A hold on one accrual does not freeze your whole balance unless the ground for the hold applies to the whole account.
14. Clawback and negative balance (after you have been paid)
In plain words: if money already reached you and the underlying sale later collapses, we set it off against your next accruals, for up to 180 days. We do not charge you interest and we do not send debt collectors after small amounts.
14.1 This section is separate from section 12 on purpose. Section 12 is about money you have not been paid yet. This section is about money that already left.
14.2 We need it because chargeback windows on cards run far longer than our 7-day clearing window, in some card schemes up to 540 days.
14.3 Where an amount already paid to you turns out not to have been earned (a refund, a chargeback, a duplicate, a manifest error in your favour, or a finding under section 11), that amount becomes a negative entry on your balance.
14.4 How we recover it. By set-off against your future accruals, and only that, for a period of 180 days from the date the negative entry is created. We will not:
(a) charge you interest on a negative balance;
(b) charge your payment card or debit any account of yours;
(c) recover an amount that arose from our own error where you received it in good faith and could not reasonably have noticed it.
14.5 After 180 days, any unrecovered negative balance from ordinary commercial causes (refunds, chargebacks on genuine sales) is written off by us and you owe nothing. We reserve the right to pursue repayment beyond that period only where the negative balance arose from fraud under section 11.
14.6 A negative balance is shown on your balance page with its cause and its expiry date.
15. If you disagree with a number
In plain words: you have 30 days from when an entry appears in your ledger. We answer in 10 business days. Silence from you means the entry stands.
15.1 Raise a dispute from your account, or by email to hello@clipbeep.com, within 30 calendar days of the entry appearing in your ledger. Tell us the entry, the amount you expected, and why.
15.2 If you do not raise it within 30 days, the entry is treated as accepted. This does not affect any right you have under mandatory law.
15.3 We answer in writing within 10 business days, with the reason for the outcome and the data we relied on.
15.4 We may extend to 45 business days where the answer depends on a third party (a card issuer, our acquirer, our payout partner, or the brand's payment processor). We will tell you before the first 10 days are up, and say who we are waiting for.
15.5 Our ledger prevails absent manifest error (section 8.5). Our decision on a dispute is our position, not a judgment. It does not stop you going to court, to a consumer dispute body, or to any authority you are entitled to use.
15.6 Limitation. Any claim arising out of these Terms must be brought within one year of the date the claim arose, except where mandatory law gives you longer, in which case the mandatory period applies.
16. The public ledger, and your name in it
In plain words: campaign totals are public. Your handle next to your earnings is public only if you switch it on, and you can switch it off in one click.
16.1 "Every cent, visible" is how we build trust in this market. It does not require publishing your income.
16.2 Public by default: campaign-level and platform-level aggregates ("this campaign paid out $33,880 across 41 clippers"), the brand's money movement (deposits, spend, platform fee, refunds), campaign rates and caps, and non-monetary metrics. Brands are companies, so their money movement carries no personal data.
16.3 Not public by default: your handle next to any amount you earned, your balance, your payout history, and any figure that identifies you.
16.4 The opt-in. Your handle can appear next to amounts only if you switch on a separate, unticked toggle in your profile. That toggle is not part of accepting these Terms and joining a campaign does not switch it on. Nothing on clipbeep is worse for you if you leave it off.
16.5 The opt-out. One click, any time. We apply it within 24 hours, and it hides past entries as well as future ones, not just new ones.
16.6 Two levels of control, matching what the product shows you: a per-entry setting and a single master switch that hides your handle everywhere at once.
16.7 What withdrawal does not do. Hiding a public display does not delete the accounting record behind it. We are required to keep the underlying financial records, and sections 12 and 13 of our Privacy Policy explain for how long and why.
17. Working around clipbeep
In plain words: if you met a brand here, keep the deal here for 12 months. Same rule applies to them.
17.1 For 12 months from the date you join a campaign from a given brand, you agree not to take that relationship off-platform: no arranging paid clipping work for that brand, or any company in its group, outside clipbeep, and no accepting payment from them outside clipbeep for work of the kind clipbeep facilitates.
17.2 This runs both ways. The identical obligation is on the brand in our Terms of Service for Brands, and we will enforce it in your direction as readily as in theirs.
17.3 It is not a ban on working. It does not apply where you already had a documented relationship with that brand before joining the campaign, where the brand's work is of a kind clipbeep does not offer, or where we have given written consent, which we will not unreasonably refuse.
17.4 If it is breached, the party who broke it owes clipbeep compensation equal to the greater of $2,500 and 15% of the value of the circumvented arrangements over 12 months. This figure is an agreed estimate of our loss, since our loss scales with the volume that bypassed us, and the parties agree it is proportionate to that loss. A court may reduce it if it turns out to be unreasonably high.
18. Campaign end, kill switch, and what happens to your money
In plain words: a brand can stop a campaign at any time. Everything you have already earned is yours. Your links keep working forever.
18.1 A brand can pause or close a campaign at any time. When it does, you get an immediate notification by email and a banner in your account.
18.2 New accruals stop at the moment of closure. No new posts, no new views paid, no new clicks counted.
18.3 Clicks that already happened still count. A sale from a click made before closure is still paid to you, if it lands within the campaign's attribution window and no later than 30 days after the closure date, whichever comes first.
18.4 Accrued is untouchable. Money you have already earned cannot be taken back by a brand closing a campaign, changing its mind, or being unhappy with the results. The only routes back are section 12 (the result was not real) and section 14 (recovery after payment).
18.5 Your links never die. Every tracked link you ever minted keeps redirecting to the brand's product page. That is a promise about the link, and it is a separate promise from the one about accruals in 18.3. A link that still works after a campaign closes is not a link that still earns.
18.6 If a campaign runs out of deposited funds, it pauses. Accruals recorded before it paused are paid.
18.7 Termination for fraud is the exception. Where we terminate your account under section 11 for fraud, accruals attached to the fraudulent activity are voided under section 12, with the reason given in writing. Accruals unconnected to it are paid.
19. Suspension, restriction, and closing your account
In plain words: we can restrict or close an account, but we have to tell you why, in writing, and you can appeal.
19.1 You can leave any time. Close your account from your profile. We pay out any cleared balance at or above the minimum in the next batch, and hold anything still clearing until it clears.
19.2 We may restrict, suspend, or terminate your account where you breach these Terms, where section 11 applies, where the law or a payment partner requires it, or where we are compelled by a court or authority.
19.3 Statement of reasons. Whenever we restrict, suspend, or terminate, we give you a written statement of the specific reasons, on a durable medium, at the time it takes effect, unless a legal prohibition stops us. The statement names the facts and the clause we relied on.
19.4 Notice before termination. Where we terminate your account other than for fraud, an illegality, a payment partner requirement, or a repeated breach, we give you 30 days' notice first.
19.5 Appeal. Reply to the statement of reasons within 30 days and a human at clipbeep who was not part of the original decision reviews it. We answer within 10 business days. This internal route is free and does not affect any external right you have.
19.6 Where we lift a restriction we imposed in error, we restore your accruals and say so.
20. Dormant balances
In plain words: if you disappear for two years with less than the $10 minimum sitting there, we close the balance. Above the minimum, we push it out to you instead.
20.1 A balance at or above the $10 minimum is paid out in the ordinary batch cycle. We do not sit on payable money waiting for you to ask, and there is no request to make.
20.2 A balance below the $10 minimum cannot be paid through our payout rail. Where an account has had no activity for 24 consecutive months and holds such a balance, we send you two notices to your registered email, at least 30 days apart. If neither is answered, we close the balance and the account.
20.3 Activity means logging in, joining a campaign, posting, or earning.
20.4 If you come back after that and the amount can be reconstructed from our records, we will reinstate it. We would rather look silly than keep dust that is yours.
21. Our liability
In plain words: we are liable, with a cap. The cap does not apply where we acted deliberately or with gross negligence.
21.1 We provide clipbeep with reasonable skill and care, but we do not warrant that campaigns will earn you money, that a platform's API will keep working, or that the service will be uninterrupted.
21.2 Cap. Our total liability to you for all claims arising in any 12-month period is capped at the greater of (a) the total amounts we paid you and received from you in the 12 months before the event, and (b) $500.
21.3 The cap does not apply to liability for intentional breach, for gross negligence, for death or personal injury, or to anything that cannot be limited under mandatory law. Where you are a consumer, nothing in this section reduces your statutory rights.
21.4 We are not liable for the acts of a brand, for a platform removing your post or your account, or for a payment partner's holds and decisions, beyond passing on what we know and doing what we reasonably can.
22. Changes to these Terms
In plain words: 15 days' notice before anything changes. Keep using clipbeep and that counts as accepting.
22.1 We give at least 15 days' notice by email and in-product before a change to these Terms takes effect. Where a change is required by law or is needed to address a security or fraud risk, it can take effect sooner, and we will say why.
22.2 Continued use of clipbeep after the notice period counts as acceptance. If you do not accept, close your account before the change takes effect, and we will pay out your cleared balance under section 19.1 on the old terms.
22.3 A change never applies retroactively to accruals already recorded.
23. Law and courts
In plain words: Estonian law, Estonian courts, and if you are a consumer, your own country's protections still cover you.
23.1 These Terms are governed by the law of Estonia.
23.2 Disputes go to Harju County Court (Harju Maakohus) in Tallinn, Estonia.
23.3 If you are a consumer, section 23.2 does not take away your right to bring proceedings in the courts of the country where you live, or our obligation to sue you only there, and it does not deprive you of the protection of the mandatory rules of your own country's law. You may also use the consumer dispute bodies available to you.
23.4 There is no arbitration clause in these Terms, and no waiver of collective redress. We deliberately did not copy the US template used by our competitors.
24. The rest
24.1 Assignment. You may not transfer your account or your rights under these Terms. We may assign these Terms to a successor of our business, on notice to you, provided your rights are not reduced.
24.2 Severability. If a clause is invalid, the rest stands and the invalid clause is read down to the closest lawful meaning.
24.3 No waiver. Not enforcing something once does not mean giving it up.
24.4 Entire agreement. These Terms, the campaign cards for campaigns you join, the Privacy Policy, and the opt-ins you gave in the product are the whole agreement between us.
24.5 Language. These Terms are written in English. A translation is for convenience, and the English version governs, except where mandatory consumer law in your country says otherwise.
24.6 Notices. We write to the email address on your account. You write to hello@clipbeep.com.
Everlancer OÜ, a European Union company (Estonia) Registry code 17590253 Address Narva mnt 5, 10117 Tallinn, Estonia Contact hello@clipbeep.com
Version 1.0 draft, 30 August 2026, pending legal review.